Sometimes it seems that folks just don't get it. No matter what you say or how you say it, they simply don't have a clue - and don't seem too worried about getting one either! It's not their nature to understand; that's just how they "are." Maybe so, but more often than not, the problem is a result of a communication breakdown.

In this digitally inter-connected world, you'd think we could "fix" such basic differences. Unfortunately, it's not as easy as plugging another device into the system. Maybe they're the problem. Maybe you are. We all know difficult people - and, in fact, we can all be the difficult person.

A little background on communication styles can help us understand the issues and learn how to alter our approach to eventually make life a little easier for both parties.

The Basics
Every time we speak, we choose and use one of four basic communication styles: assertive, aggressive, passive and passive-aggressive.

Assertive Communication
The most effective and healthiest form of communication is the assertive style. It's how we naturally express ourselves when our self-esteem is intact, giving us the confidence to communicate without games and manipulation.

When we are being assertive, we work hard to create mutually satisfying solutions. We communicate our needs clearly and forthrightly. We care about the relationship and strive for a win/win situation. We know our limits and refuse to be pushed beyond them just because someone else wants or needs something from us. Surprisingly, assertive is the style most people use least.

Aggressive Communication 
Aggressive communication always involves manipulation. We may attempt to make people do what we want by inducing guilt (hurt) or by using intimidation and control tactics (anger). Covert or overt, we simply want our needs met - and right now! Although there are a few arenas where aggressive behavior is called for (i.e., sports or war), it will never work in a relationship. Ironically, the more aggressive sports rely heavily on team members and rational coaching strategies.

Passive Communication 
Passive communication is based on compliance and hopes to avoid confrontation at all costs. In this mode we don't talk much, question even less, and actually do very little. We just don't want to rock the boat. Passives have learned that it is safer not to react and better to disappear than to stand up and be noticed.

Passive-Aggressive Communication 
A combination of styles, passive-aggressive avoids direct confrontation (passive), but attempts to get even through manipulation (aggressive). If you've ever thought about making that certain someone who needs to be "taught a thing or two" suffer (even just a teeny bit), you've stepped pretty close to (if not on into) the devious and sneaky world of the passive-aggressive.

So now what?

Clearly, for many reasons, the only healthy communication style is assertive communication. Surely you can identify many people in your own life that favor each of the four styles. Most of us use a combination of these four styles, depending on the person or situation. The styles we choose generally depend on what our past experiences have taught us will work best to get our needs met in each specific situation. If you take a really good look at yourself, you've probably used each throughout your lifetime.

Understanding the four basic types of communication will help you learn how to react most effectively when confronted with a difficult person. It will also help you recognize when you are using manipulative behavior to get your own needs met. Remember, you always have a choice as to which communication style you use. If you're serious about taking control of your life practice being more assertive. It will help you diffuse anger, reduce guilt and build relationships - both personally and professionally.

Take Action!
 
Begin to pay attention to which communication styles you use throughout the day. How often do you use a communication style other than assertive?

Watch and identify the communication styles some of the difficult people in your life use. Can you begin to notice how others use manipulative techniques to get their way?

Connie Podesta

 
 

Leadership/Management
The challenge of leadership is to be strong, but not rude; be kind, but not weak; be bold, but not a bully; be thoughtful, but not lazy; be humble, but not timid; be proud, but not arrogant; have humor, but without folly.

We must learn to help those who deserve it, not just those who need it. Life responds to deserve not need.

My mentor said, "Let's go do it", not "You go do it". How powerful when someone says, "Let's!"

Good people are found not changed. Recently I read a headline that said, "We don't teach people to be nice. We simply hire nice people." Wow! What a clever short cut.

Managers help people see themselves as they are; Leaders help people to see themselves better than they are.

Learn to help people with more than just their jobs: help them with their lives.

 
 
Here is a good question to ask yourself. Ten years from now you will surely arrive. The question is, where? We don't want to kid ourselves about where; we don't want to kid ourselves about the road we're walking.

At age 25, I had a day shortly after I met Mr. Shoaff called "do not kid myself anymore" day. I didn't want to be disillusioned anymore. Up until then, I had been using the crossed-finger theory. But after meeting Mr. Shoaff, I finally decided that the crossed-finger theory was not going to get me what I wanted. That it wasn't where the treasure lies. That I was going to have to make sure which way I was headed.

Then, with the help of Mr. Shoaff, I found with a few reading disciplines, and a few disciplines of mind, and a few disciplines of activity, that when exercised, can begin making all the difference in the world as to where you will arrive.

Just a few changes. Sometimes we get the idea that we're doing about 10% and there's about 90% more that we need in order to make the difference for our fortune but probably the opposite is true. We're doing enough things to have bought and shared in the good life so far. And maybe all we need is that extra 5% or 10% of intellectual change. Activity change. A refinement of discipline. A refinement of thought. And all we need is the ideas to make those simple changes and the equity starts gathering in one year, three years, five years, ten years.

I have a good comment for you: Now's the time to fix the next 10 years. Now, you may have to come to grips with reality and with truth; that's what was good for me when I met Mr. Shoaff, I was 25 years old, he was 44 years old. And he brought me a wealth of experience and he started asking me the tough questions. "Big question", he said, "Are you reading the books that are going to take you where you want to go in the next 5 years?"

Excellent question. See, you want to make sure. I would assume for all of you, to get to where you want to be in the next 5 years, you are either reading the right books or you're not. You're either engaged in the disciplines or you're not. But, here's what we don't want to engage in: disillusion. Hoping without acting. Wishing without doing.

The key is to take a look and say, "Where am I? What could I do to make the changes to make sure that I can take more certain daily steps toward the treasure I want, the mental treasure, the personal treasure, the spiritual treasure, the financial treasure? I don't want to make any more errors, now's the time to adjust my daily program to take me where I want to go."

In lecturing the last 39 years, I've gotten letters and personal testimonies of people that have done such remarkable things with just a few suggestions. And that is why seminars, tapes and books can be so valuable. Here's a key idea for us all to remember: We could all use a little coaching. When you're playing the game, it's sometimes hard to see it all.

But the key is to start right now making these changes to walk this new road. And here's what's exciting to me, just a few daily disciplines makes a great deal of difference in one year, three years, five years. And before you know it, you will be walking a brand new road.

To Your Success,
Jim Rohn

 
 
They say that "everybody's a critic," and that never seems truer than when you're pursuing a dream. There will always be well-meaning people who want to "protect" you from your "unrealistic fantasies."  Critics tried to discourage the people profiled in Unstoppable.  Everyone ignored the negative input and achieved their goals.  Follow their lead and you, too, will be UNSTOPPABLE!

1. The timing is all wrong. In 1987, prior to accepting Paramount's offer to host a late-night talk show, Arsenio Hall was told by everyone: "It's too hard to crack into the late-night ratings. Television isn't ready for a black talk show host. This is America, and you can forget it."

2. Why don't you get a real job? Not understanding his desire to become Mr. Universe, Arnold Schwarzenegger's family pleaded with him, saying: "How long will you go on training all day in a gymnasium and living in a dream world?"

3. It'll never work, you'll lose everything. Weeks before she opened her first store, cosmetic tycoon Mary Kay Ash's attorney said: "Liquidate the business right now and recoup whatever cash you can. If you don't, you'll end up penniless."

4. Don't rock the boat. In response to Muriel Siebertís application to be the first woman to buy a seat on the New York Stock Exchange, officials responded: "The language on the floor is too rough and there's no ladies' room."  She bought a seat anyway and remained the only woman there for nine years.

5. It's never been done before. Upon applying for a job after graduation from Columbia University, announcers for NBC Radio responded to Sally Jessy Raphael: "You have the perfect voice for broadcasting, but you should get a job as a secretary. We're not using women."

6. You don't have enough talent. Responding to his desire to become a recording artist, Ray Charles' teachers said: "You can't play the piano, and God knows you can't sing. You'd better learn how to weave chairs so you can support yourself."

7. Don't even try, you'll just be disappointed. When auditioning for a part in a high school musical, a teacher rejected Diana Ross saying: "You have a nice voice, but it's nothing special."

8. You don't fit the mold OR you're not the right "type." Trying to convince her she didn't have the right look, fashion photographer Richard Avedon told Cher: "You will never make the cover of Vogue because you don't have blond hair or blue eyes."  When she did make the cover, Vogue sold more copies than it had ever sold before.

9. Don't give up your day job. Commenting on the first manuscript of an unpublished author, a New York publisher told James Michener: "You're a good editor with a promising future in the business. Why would you want to throw it all away to try to be a writer? I read your book. Frankly, it's not really that good." Michener's first book, Tales of the South Pacific, later won a Pulitzer Prize and was adapted for stage and screen as South Pacific.

10. There's no market for it. When hearing his plans to launch Perrier in the United States, several consulting firms advised Gustave Leven: "You're foolish to try to sell sparkling water in the land of Coca-Cola drinkers."

The only opinion about your dream that really counts is yours. The negative comments of others merely reflect their limitations --- not yours. There is nothing unrealistic about a dream that aligns with your purpose, ignites your passion, and inspires you to plan and persevere until you attain it. On the contrary, it's unrealistic to expect a person with such drive and commitment not to succeed.

Choose to be unstoppable!
Cynthia Kersey

 
 
"You're lookin' good, sir, lookin' good."

The shoeshine woman was grinning at me. Another customer lost in his early morning thoughts. And another job well done. I looked down: I could see my reflection in my shoes.

Indeed I am. Lookin' good... thank you. Thanks very much.

I paid her, gave her as big a tip as I could without (I hoped) having her feel I was being patronizing, and walked away with clean shoes and a heavy heart.

It had taken many years, but I was fortunate enough to have found my way out of my beach bum career. I was no longer cutting the greens of other people's leisurely pursuits. I had found my way to a good life.

She was right; for me, things were lookin' good, sir, lookin' good.

But why the beach bum and not the shoeshine woman?

While my shoes had been getting a shine, the airport had grown busier. I now walked through a growing throng of travelers as I worked my way toward my gate. I noticed all the faces filing past me. Hardly anyone was smiling. Most of my fellow travelers were trudging with their heads bowed down. I saw bored expressions. Vacant. Porch light's on, dog's barking, but nobody's home.

Everyone looked so tired. Failing is exhausting.

I hear angry words.

I stopped for a cup of coffee and heard a young couple arguing with each other. A burly man scolded his young son to the point of tears. A heavy woman complained about the service, then the prices, then her food, and then started back in on the service again. The other people in line nodded their heads. A few joined her in a chorus of negativity.

Why is everyone so... down? Everything these people need to know to change their lives for the better is already available. All the information they could possibly need to put them on a path of extraordinary success and fulfillment is out there, in books and tapes, videos and workshops. There are people to help them - rich, living resources to guide them, be their mentors, teachers, coaches and allies.

I knew that the difference between who they were and who they could be wasn't based on any lack of good information. It was all already available.

But why, if the information is all there, all the resources are there, and these people really do want to succeed, then why aren't they doing it?

I looked around the airport as the early morning rush hour swelled its ranks of busy, hurrying, scowling, unhappy people shambling past with no spark in their faces, no bounce in their step. I wished I could somehow address them all, that I could touch all their lives with my silent soliloquy.

The problem, I shouted out in my head, is that you don't have a way to process the information. There's no framework in place for you to take in all the extraordinary insight that's out there and put it to work in your life.

If only you were aware of the Slight Edge. If only you knew what it was doing in your life and how easy it is to have the Slight Edge working for you - instead of against you.

If only you were making the right choices, doing those simple, little disciplines that would change your life for the better forever... where would you be five years from today?

If only you learned to recognize the Slight Edge...

If only...

But it was only in my head. Not a soul heard my words... nobody, that is, but me.

That day, on the plane, I started writing this book.
Jeff Olson

 
 
If you ask most people whether they would like to be considered a winner or a loser in life, they would most assuredly reply that they would like to be a winner. But this begs the question, "What does it mean to win at life?" In some things it's easy to define a clear winner. In a basketball game, whoever has the most points at the end of the game is the winner. In a game of hearts, my favorite card game, whoever has the least amount of points when one of the players reaches 100 points is the winner.

But it isn't quite as easy to decide what it means to win in the game of life, is it? And that is because people define winning in different ways. For many, winning is through the accumulation of money or material possessions. "He's a success, a real winner," they say. Others think winning means living the longest. Still others say that it is to have their body in tip-top shape. Some say it is to have a happy family. Some say it is to regularly enjoy their hobbies.

All of these are fine, in and of themselves. But...

I would like to encourage us to think about winning or success in a different way. Generally, people think of winning as the over-achievement in a particular, chosen area. I like to believe, however, that to truly win at life is not to overachieve in one area but to succeed in maintaining balanced achievement in numerous areas.

Let me repeat that: To truly win; to be a success, is not to overachieve in one area, but to maintain balanced achievement in all areas of our lives.

For instance, is a person of success if they earn millions of dollars but lose their family? Is a person a success if they garner national fame but have no friends? Of course not. In fact, they may live the most pitiful of all lives.

First, Define
So the first thing we must do is define what we will consider "winning in life." As you ponder this for yourself, I would like to recommend that you focus in on three overarching areas: Body, Soul, and Spirit.

The body is that which has actual connection with the physical world and would encompass physical health, financial health, family, work, and relationships.

How is your health? How are your finances? Are your relationships, both with your family and others all that they could be? Is work fulfilling? How would you define winning in these areas?

The next area, the soul, is that which deals with the emotions, will, and intellect. It is our thoughts, ideas, and attitudes.

How are you emotionally? Are you able to exercise your will? Are you growing intellectually? Have you done an attitude check lately? How would you define winning in these areas?

And the spirit is the part of us that transcends this life, the part of us that communes with God. Zig Ziglar said, "Money will buy me a house, but not a home, a bed, but not a good night's sleep." So true. Inner peace comes from something much deeper.

Have you thought about going back to your spiritual roots? Are you able to spend time in quiet, solitude, and prayer from time to time? This is an extremely important area and all too often neglected. What would you like to achieve in this area? How would you define winning in these areas?

As we experience balance in these areas, we will find ourselves much more at peace with ourselves than if we were to experience tremendous success in one area but loss or failure in the other areas. We were designed to work as congruent, balanced people. This is how we get to the end of our lives and say, "I won."

Second, Prioritize
Once you have defined what it is that you would like to achieve in each of these areas, you have to prioritize them, and let other, non-important areas drop off the chart. Commit to developing a plan to succeed in a balance of areas. Exercise your will. Choose. Dwight D. Eisenhower said that "The history of free men is written not by chance, but by choice - their choice."

When we manage our time and schedule, we are simply making choices in regard to our priorities. For most, their priority is to take action on whatever is screaming the loudest at the moment. For those who become winners, they reflect on what they desire to achieve, make a plan and decide to eliminate the rest.

Last, Do it
Okay, you have defined winning. You have prioritized your life. Now, the hard part: Doing it. This is where we are all alone. We all make this step on our own, but having a written plan is as good a preparation as you can get. Rather than saying that you are going to do this for the rest of your life, take the next week to implement your new balance of winning. If a week sounds too long, just focus on today. Spend some time, be it ever so small, enhancing your life in these areas. Exercise a little. Read for a while to challenge your mind. Deal with your emotions. Spend time in silent contemplation to renew your spirit. Give some time to your spouse and children. Will Rogers said, "Even if you're on the right track, you won't get anywhere if you're standing still." There has got to be action.

As we do this over time, and balance our lives out, we will begin to finally feel like we are winning at life. That will be exciting, as will the process!

 
 
sn't it interesting how much time and energy people will spend organizing closets, washing windows and throwing out surplus items from their garage when Spring fever hits, yet never stop to take the time to clear out negative thoughts or limiting thinking? Those self-sabotaging subtleties that prevent them from living a life filled with clarity, purpose and joy. As the seasons change and the birds begin to sing, the weather warms and the trees bloom, it's the perfect time for you to purge your mind of stinking thinking.

Where to begin? The first step in the quest for a mental un-cluttering is Awareness. Recognizing and realizing when your inner critic shows up, invites himself in and starts chirping about your abilities. "You can't do that!" "You're too old to change careers." "You're not smart enough to start your own business." All LIES (Limiting Ideas Eliminate Success) to strip your confidence and cause you to take a step back, do nothing, and play it safe. Lies that get you to quit before you begin. Lies covertly protecting you from harm when in truth they are causing you continuing unnecessary pain.

Play a game with yourself and notice how many times the liar pops up on a daily basis to make you feel guilty ("I yelled at my kids, I'm a horrible parent"), to make you doubt yourself ("I better not ask for a raise, it's not a good time"), or to make you play small ("Even though my company pays for university classes, I can't handle the homework"). Pay careful attention to the distinction between the fact and the falsity. The truth is you raised your voice at your children, but it doesn't necessarily make you a bad parent – that's the lie. The truth is you may have to adjust your schedule, ask for help, or be tutored to manage college homework, but that you can't handle it – there's the lie. The truth is you've managed everything that has shown up in your life thus far. Why couldn't you deal with this one too?

Becoming aware of how these LIES control your decisions is critical to making positive change. However, awareness is not enough to silence those destructive, derailing thoughts. Cleaning your mind to reflect the real you also requires Asking. Ask yourself where you're "at", between the "a" of being afraid and the "t" of trusting. The only way you are going to squelch the lies is to honestly answer the question "What are you afraid of?" or "Why don't you trust yourself on this one?"

Chances are you will come up with two or three of the same reasons every time. And typically, they are related to approval (somebody else's) or appearances (what will people think), accuracy (what if you're wrong), or alienation (it's lonely at the top).   

Ask yourself, "Why don't I give myself the kudos I seek from others?" What makes you think others notice anyway? What´s worse? Being wrong or not trying? News flash: You're not alone. Everybody has doubts and fears. Everybody has stuff they need to clean up and work through despite how outwardly organized they appear. Most people keep shoving their true feelings back into their psychological closet instead of acknowledging the reality of their circumstance. Discarding the limiting thinking opens up and releases space for clear and positive reasoning. It's this release that allows you to breathe life and energy back into your spirit.

There's no time like the present to get real. Dust off your Authenticity and genuinely acknowledge your fears – "face the truth, embrace the excuse". Allow your humanness. The process is similar to getting rid of old clothes that no longer fit, no longer represent your style or never really felt comfortable. Once you've tackled the task of separating the actual from the sentimental, you're already feeling better about your potential. Letting go of thoughts that never appropriately served you frees up space and energy to go after what you now know you want.

But hold on! Just because you've come clean doesn't mean you're done. Like garages needing constant maintenance to stay orderly and neat, your mind requires continuing Accountability to discern and decipher your LIES. Consider making daily deposits into your emotional bank account. Why? If you're like most people, you're probably emotionally bankrupt when it comes to giving yourself the approval and support you deserve. Every time your inner critic starts chirping a restrictive or negative comment, stop the withdrawal and start the rationale.

For example, your supervisor sends an email asking you to deliver a short presentation to the entire team on the new computer software. Your inner critic immediately goes into overdraft: "You are a horrible speaker. You don't know the new system that well; you're going to look like a loser in front of everyone!" Immediately cancel that transaction and speak your truth: "I am capable and responsible." "I have delivered effective presentations before." Remind yourself of the time you taught a couple of colleagues how to work the new phone system. "I am knowledgeable." You do know more about the computer software than others in your office. Why make three deposits? One to balance the withdrawal you just made, and two more to account for the years of withdrawals and debits.

To stop going through the motions and the e-motions of stinking thinking, you're going to have to develop a new LIAR (Let's Inspire Another Response) approach. Anchor your intentions and attract your desired results with positive language. Affirmation is attitude expressed. Rather than say "I should exercise" or "I'll try to be more assertive at work," substitute choose, will or want. "I will exercise." "I choose to speak up at work." "I want to make this change." These deliberative, action-oriented words state a positive intention that unfreezes the emotional bank account and creates movement in the direction of accomplishing your goals.

The next time you are overlooked for an assignment you desired, rather than say, "There's nothing I can do about it," invoke the LIAR approach. Rephrase your self-talk to "I have choices and I accept that things happen for the best." Repeat. "I have choices and I accept that things happen for the best." These words empower rather than disable. Will you choose to have a professional conversation with your supervisor? Will you choose to enroll in a class to update your skills and increase your opportunities?

Remember, our minds can only hold one thought at a time. You have the Authority to select any thought at any given moment and the ability to control where it leads. You decide what to keep and what to toss, whether it will focus on your gifts and incredible talents. Grab the Windex, wipe off the mirrors of your mind and see clearly how bright and brilliant you are meant to be.

-- Colette Carlson

 
 
Personality - the qualities that make someone interesting or popular. I have known several people who were "personality plus" people. They would light up the room when they entered. Most of time they were story tellers, humorists, with persona in dress and mannerisms. Another thing, they were all very successful people.
Does personality have much to do with success? Absolutely! Two people can say the same things to the same people. One gets a standing ovation, the other puts you to sleep. People gravitate to those with personality. Employers want personality people around them. Personality people are in demand.
You can develop a better personality. Here are a few helpful hints. If you are going to talk publicly, smile often at your audience. Dress in fashion and in bright colors, but do not overdo it. At parties or business meetings be the first to offer your handshake to those around you, always with a big smile. Develop a good opener. "Hi Joe! You are looking mighty dapper today." Or, "Hi Betty! I noticed the room got brighter when you walked in." Enter into the conversation. Bring something good to the table but do not hog the conversation. Nobody wants to be around a braggadocio. Find a pleasant way to say good-bye when you leave. Perhaps something like this, "Duty calls elsewhere. I now have to take my leave. I had a wonderful time. Thank you for inviting me."
When you are around someone with extraordinary personality, take mental notes. Mold some of their persona into yours. With some work, you can light the room up one day. You can be the hi-light of the conference. Have a great weekend.
 
 
Direct selling is the sale of a consumer product or service, person-to-person, away from a fixed retail location, marketed through independent sales representatives who are sometimes also referred to as consultants, distributors or other titles.

Just about any product or service can be purchased through direct selling somewhere in the world. Many people think of cosmetics, wellness products and home décor as products that are often sold through direct sales, but add to that countless other product categories including kitchen products, jewelry, clothing, organic gardening supplies, spa products, scrapbooking supplies, rubber stamps and much, much more.

For ShoppersThe direct selling shopping experience combines quality items, a personal touch from knowledgeable consultants and memorable moments spent with family and friends. Millions of Americans look to direct selling companies to buy everything from health and beauty items, apparel and accessories to cookware, wine, pet products, gardening items and so much more.

One of the benefits of shopping through direct selling is the ability to try, then buy, in a relaxed and fun setting. Check out the latest jewelry trends and ask your friends how that new necklace will look on you before you buy it. Take the opportunity to try various shades of blush, eye shadow and lip gloss in the comfort of your own home, and give that new kitchen utensil a whirl with fresh product before you buy it. Even better, ask your consultant for tips and a complete product demonstration that will ensure your purchase will be one with which you are completely satisfied.

Check out this section to learn more about what to expect during your next shopping experience. You’ll find information on what the various ways you can shop for direct selling products and what companies are doing to protect you.



For Sellers

Direct selling is the sale of a consumer product or service, person-to-person, away from a fixed retail location, marketed through independent sales representatives who are sometimes also referred to as consultants, distributors or other titles.

Just about any product or service can be purchased through direct selling somewhere in the world. Many people think of cosmetics, wellness products and home décor as products that are often sold through direct sales, but add to that countless other product categories including kitchen products, jewelry, clothing, organic gardening supplies, spa products, scrapbooking supplies, rubber stamps and much, much more.


VEMMA Opportunity

 
 
The Law of Abundance- there is ample money for everyone who knows how to acquire it and keep it. We live in an abundant universe in which there is sufficient money for all who really want it and are willing obey the laws governing its acquisition.

You Can Have All You Want
There is plenty of money available to you. There is no real shortage. You can have virtually all you really want and need. We live in a generous universe and we are surrounded on all sides by blessings and opportunities to acquire all we truly desire. Your attitude, of either abundance or scarcity toward money, will have a major impact on whether you become rich or not.

Make a Decision
The first corollary of the Law of Abundance says that, "People become wealthy because they decide to become wealthy."

They become wealthy because they believe they have the ability to become wealthy. Because they believe this completely, they act accordingly. They consistently take the necessary actions that turn their beliefs into realities. And you can always tell what your beliefs really are by looking at your actions. There is no other way.

The second corollary of this law says: "People are poor because they have not yet decided to become rich."


Examine Your Own Thinking
In the book, The Instant Millionaire, by Mark Fisher, the old millionaire asks the boy who has sought his advice about becoming a millionaire, "Why aren't you rich already?"

This is an important question to ask yourself. However you answer this question will reveal a lot about yourself. Your answers will expose your self-limiting beliefs, your doubts, your fears, your excuses, your rationalizations and your justifications.

Review Your Reasons
Why aren't you rich already? Write down all the reasons you can think of. Go over your answers one by one with someone who knows you well and ask them for their opinion. You may be surprised to find that your reasons are mostly excuses that you have fallen in love with.

Whatever your reasons or excuses, you can now get rid of them. The world is full of hundreds and thousands of people who have had far more difficulties to overcome than you could ever imagine, and they've gone on to be successful anyway. So can you.

Action Exercises
Here are two things you can do to apply this law immediately:

First, imagine that every experience you have ever had with money contained a special lesson that was designed just for you to help you to ultimately become financially independent. What are the most important lessons you have learned so far?

Second, analyze yourself honestly and determine your biggest block, your major self-limiting belief that holds you back from becoming more successful financially. Resolve to act from now on as if this block no longer exists.